Colorado offers retirees a perfect blend of outdoor adventure, natural beauty, and a vibrant community. From mountain towns to scenic valleys, the state has diverse options for those seeking an active or relaxing retirement.
Retirement communities in Colorado cater to different lifestyles, providing stunning landscapes and excellent amenities. With a welcoming atmosphere and quality healthcare, it’s an ideal place for seniors to enjoy their golden years.
10 Retirement Communities in Colorado
Steamboat Springs
Steamboat Springs is a scenic town located in the Yampa Valley, famous for its ski resorts and geothermal hot springs. It is a great option for retirees who enjoy an active lifestyle and the outdoors, with activities like skiing, hiking, and relaxing in the hot springs. Despite the higher living costs, Steamboat Springs offers a peaceful atmosphere and a tight-knit community. The town has a thriving arts and culture scene, perfect for retirees looking to enjoy a vibrant cultural life alongside outdoor activities.
Population: 13,390
Cost of living: 23% higher
Cost of healthcare: Equal to
Amenity Score: A+
Grand Junction
Grand Junction is a charming city in western Colorado, known for its proximity to wine country and outdoor adventures along the Colorado River. Retirees can enjoy exploring the Colorado National Monument, hiking trails, and local parks while indulging in the city's wine culture. Although healthcare costs and the crime rate are a bit higher than average, Grand Junction remains an affordable place to retire with a laid-back atmosphere. The city's welcoming community and scenic views make it an attractive option for those seeking a more relaxed pace of life.
Population: 66,964
Cost of Living: 8% lower
Cost of Healthcare: 5% higher
Amenity Score: A+
Greeley
Greeley is a city located in northern Colorado, offering a balance of outdoor recreation and urban amenities. The city is known for its history, culture, and the University of Northern Colorado. Greeley is perfect for retirees who enjoy outdoor activities like hiking and exploring local parks. Additionally, the Cost of Living and healthcare are below the state average, making it an affordable retirement option. Greeley also offers a strong community vibe, with plenty of amenities and a lower crime rate.
Population: 109,323
Cost of Living: 13% lower
Cost of Healthcare: 3% lower
Amenity Score: A+
Estes Park
Estes Park is a picturesque town located just outside Rocky Mountain National Park, offering stunning mountain views and a peaceful setting for retirees. It’s an ideal place for nature lovers who want to experience all the outdoor activities the mountains have to offer. The town offers a quiet, serene environment, though the Cost of Living is a bit higher than the state average. For retirees who want to immerse themselves in nature and enjoy a relaxed lifestyle, Estes Park offers a perfect backdrop for their retirement years.
Population: 5,880
Cost of Living: 4% higher
Cost of Healthcare: 3% lower
Amenity Score: A+
Woodland Park
Known as "The City Above the Clouds," Woodland Park is a small town with an impressive view of Pikes Peak. It’s perfect for retirees who appreciate the peace and beauty of the mountains but still want proximity to Colorado Springs. The town offers a variety of outdoor activities, from hiking to fishing, with a lower crime rate and an overall affordable Cost of Living. Although the Cost of Healthcare is slightly higher than the state average, the stunning surroundings and quiet community make it an excellent place for retirement.
Population: 7,983
Cost of Living: 4% higher
Cost of Healthcare: 2% higher
Amenity Score: A
Pueblo
Pueblo is a city in central Colorado that boasts a rich history and a lively cultural scene. The city is home to several museums, parks, and the beautiful Pueblo Reservoir, offering plenty of outdoor activities for retirees. While the crime rate is above average, Pueblo’s affordable housing and lower healthcare costs make it a budget-friendly option for retirement. Retirees looking for a city with a mix of culture, history, and outdoor living will find much to enjoy here.
Population: 112,368
Cost of Living: 20% lower
Cost of Healthcare: 9% lower
Amenity Score: A+
Salida
Nestled in the Arkansas River Valley, Salida offers breathtaking mountain views and a vibrant arts community. The town’s lively art scene, outdoor recreational opportunities, and charming downtown area make it an appealing choice for retirees seeking both culture and adventure. While the crime rate is higher than average, the affordable Cost of Living and active local community are key selling points. Salida is a great spot for those who appreciate a more artistic, relaxed atmosphere with plenty of outdoor options.
Population: 5,812
Cost of Living: 1% lower
Cost of Healthcare: 5% higher
Amenity Score: A+
Montrose
Montrose is located in western Colorado, offering retirees a slower pace of life and access to outdoor recreation. It’s close to several national forests and outdoor attractions, making it a great location for nature lovers. The Cost of Living is below the state average, and there’s a range of museums and local attractions to enjoy. Although the crime rate and healthcare costs are slightly higher, Montrose is an affordable and peaceful place to enjoy your retirement years.
Population: 20,648
Cost of Living: 10% lower
Cost of Healthcare: 5% higher
Amenity Score: A+
Fort Collins
Fort Collins, located in northern Colorado, is a vibrant city known for its craft beer scene, cultural offerings, and outdoor activities. The city boasts a variety of art galleries, music venues, and hiking spots, making it a fantastic option for retirees who enjoy an active and culturally rich lifestyle. With a Cost of Living on par with the state average and a slightly lower crime rate, Fort Collins provides a balance of affordability and accessibility. Retirees here can enjoy a relaxed but engaging community life.
Population: 168,538
Cost of Living: Equal to
Cost of Healthcare: 3% lower
Amenity Score: A+
Buena Vista
Buena Vista offers a beautiful mountain setting with opportunities for outdoor recreation like hiking, fishing, and rafting. The town is nestled between the Collegiate Peaks and the San Isabel National Forest, making it a paradise for retirees who enjoy nature. While the Cost of Living is lower than the state average, healthcare costs are slightly higher. Buena Vista’s small-town charm and stunning surroundings make it an ideal destination for those looking for peace and outdoor adventure.
Population: 2,935
Cost of Living: 5% lower
Cost of Healthcare: 2% higher
Amenity Score: A+
5 Tips for Choosing the Best Retirement Community
1. Consider Your Budget
When choosing a retirement community, it's important to evaluate your financial situation. Look for options that fit within your budget, including monthly fees, housing costs, and additional services like healthcare or amenities. Keep in mind that some communities offer financial assistance or tax breaks, so research available benefits.
2. Think About the Location
The location of a retirement community is key to your overall lifestyle. Consider proximity to family, friends, and healthcare facilities. If you love nature, think about a community with access to parks or hiking trails, or if you enjoy urban amenities, look for communities near vibrant city centers.
3. Evaluate the Health Care Options
Health care is a top priority for many retirees, so it’s important to ensure that the community offers quality medical services. Look for nearby hospitals, clinics, and specialists, and check if the community provides on-site health care services. This can be especially beneficial if you have ongoing medical needs.
4. Check Out the Amenities and Activities
Retirement communities often offer a variety of amenities such as fitness centers, pools, and social events. Consider what activities are available to keep you active and engaged, whether it’s group fitness, arts and crafts, or local outings. A community with rich cultural and recreational options can help you stay connected and mentally stimulated.
5. Visit the Community First
Before making a decision, it's crucial to visit potential retirement communities in person. Take a tour, meet with staff and residents, and get a feel for the atmosphere. This will help you assess the quality of the facilities and decide if the environment fits your lifestyle and preferences.
Conclusion: Finding the Perfect Retirement Community in Colorado
Choosing the right retirement community in Colorado is a personal decision that depends on your needs, lifestyle, and budget. By considering factors like location, healthcare, amenities, and overall costs, you can find a community that allows you to enjoy your golden years comfortably. Take the time to research and visit potential communities to make sure you find the best fit for your retirement.
